Transfer expiry is now best understood as a wallet transfer setting rather than the older fixed 90-second behavior.
Earlier Splitchain timing created a natural short expiry window, then the faster v197 network changes removed that fixed automatic behavior.
Newer wallet releases reintroduced expiry in a more flexible way, so a transfer can have a selected expiry time when the wallet shows that option.
If you set an expiry time for a transfer, the receiver needs to accept the transfer before that time passes.
If expiry is off or set for a longer period, the transfer code can remain usable for longer.
If a transfer expires, create a new transfer instead of trying to reuse the expired code.
If a transfer has not settled and you need to retract or replace it, create a new valid transfer that supersedes the previous one.
How do I change the transfer expiry time?
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